Getty Images/Greg Hinsdale You hear a lot these days about tapping home equity – borrowing against the worth of your home – for cash. Home equity loans and home equity lines of credit (HELOC) have become popular ways for homeowners to access their available equity to pay for expenses like…
If the IRS notifies you of an audit, and you expected a tax return, you probably have a lot of questions. Will you ever get your tax refund? Does the audit automatically stop it? The answer depends on the IRS’s review and whether the items under audit affect the refund…
Jose Luis Pelaez Inc/Getty Images Key takeaways Short-term loans provide financing with a brief repayment period and often require collateral to obtain. These loans are generally capped at $2,000 and are often used by borrowers who are strapped for cash or who have a low credit score. Loan funds are…
Holiday spending came in at the high end of projected ranges for 2025 despite numerous economic challenges. According to Mastercard, U.S. retail sales (excluding automotive) increased 3.9% year-over-year from Nov. 1 through Dec. 21, 2025. CNBC and the National Retail Federation published a similar increase, reporting holiday sales grew 4.1%…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Would you be upset if you found out your partner had a credit card you didn’t know about? On the flip side, have you ever fudged the numbers with your spouse about a recent shopping spree? Romantic relationships can come with mixed feelings about money.…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Key takeaways Secured and unsecured loans can be obtained from a bank, credit union or online lender. Secured loans require collateral but can get you access to a larger sum of funds. Unsecured loans do not require collateral. The amount and rates you’re eligible for are based on your creditworthiness.…
The Big Beautiful Bill Act (BBB) will reshape how Americans repay student loans, but the Trump Administration’s landmark legislation is also expected to affect how we pay for nontraditional higher education. The BBB’s new version of the Pell Grant, dubbed the “Workforce Pell Grant,” will be available July 1, 2026.…
Key takeaways A lien serves as legal notice that you owe a creditor for an unpaid loan. Liens are not just associated with unpaid debt — they can result from defaulted property taxes, contractor claims against your home, unpaid HOA dues or judgments. Lenders typically use liens as a collection…
Joe Schmelzer/Getty Images Key takeaways A loan modification is a long-term mortgage relief option for borrowers experiencing financial hardship, such as loss of income due to illness. A modification typically changes the loan’s rate, term or both to make monthly payments more affordable. If you’re seeking to modify your mortgage,…
MoMo Productions / Getty Images Key takeaways A business credit card is designed to support small business owners and entrepreneurs and help them keep business spending separate from personal spending. These cards typically offer higher credit lines, lucrative rewards and business-related perks — including additional employee cards. However, these cards…
Jordi Salas/ Moment/ Getty Images Key takeaways You’ll want to choose a credit card that will be widely accepted at your destination, with capabilities for contactless or chip-and-PIN transactions. You can save money by going with a card that doesn’t charge foreign transaction fees and offers travel insurance protection. You…
Key takeaways Many factors impact whether or not you’ll qualify for a mortgage, but your marital status is not one of them. Buying a home with your partner now means you can start building equity sooner than if you waited until after marriage. However, waiting until after you’re married gives…
Key takeaways Home improvement loans provide homeowners with quick funding and flexible repayment options. The best home improvement loan rates are reserved for borrowers with good or excellent credit, while rates for borrowers with bad credit can be high. Home improvement loans can build your credit and increase the value…
Key takeaways Personal loans are best for one-time, fixed expenses, while personal lines of credit are best for ongoing financing needs or purchases that require flexibility. Both options offer lower average interest rates than credit cards for borrowers with good credit. Repayment terms depend on how much you borrow and…
Key takeaways When you leave or lose a job, it’s important to remember your 401(k). Options may include rolling it into an IRA or a new employer’s retirement plan. Cashing out your 401(k) could leave you with penalties and taxes on your distribution. Many Americans will, at some point, face…
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