Getty Images/Greg Hinsdale You hear a lot these days about tapping home equity – borrowing against the worth of your home – for cash. Home equity loans and home equity lines of credit (HELOC) have become popular ways for homeowners to access their available equity to pay for expenses like…
If the IRS notifies you of an audit, and you expected a tax return, you probably have a lot of questions. Will you ever get your tax refund? Does the audit automatically stop it? The answer depends on the IRS’s review and whether the items under audit affect the refund…
Jose Luis Pelaez Inc/Getty Images Key takeaways Short-term loans provide financing with a brief repayment period and often require collateral to obtain. These loans are generally capped at $2,000 and are often used by borrowers who are strapped for cash or who have a low credit score. Loan funds are…
Holiday spending came in at the high end of projected ranges for 2025 despite numerous economic challenges. According to Mastercard, U.S. retail sales (excluding automotive) increased 3.9% year-over-year from Nov. 1 through Dec. 21, 2025. CNBC and the National Retail Federation published a similar increase, reporting holiday sales grew 4.1%…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Would you be upset if you found out your partner had a credit card you didn’t know about? On the flip side, have you ever fudged the numbers with your spouse about a recent shopping spree? Romantic relationships can come with mixed feelings about money.…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Key takeaways Loans that require no down…
By Julie Jaggernath and Garrett Johnson Many people only glance at their credit card bill to see the total they owe, but the question of why should you check your credit card statement goes far beyond simply knowing your balance. Your statement provides a detailed record of every transaction, fee,…
Image by GettyImages; Illustration by Bankrate Debt doesn’t just weigh on your finances, it can weigh on your sense of security, self-worth and connection to others. It’s easy to feel ashamed or alone, but support can help get you through tough times. Asking for help doesn’t mean you’ve failed —…
Key Takeaways If your lender stops offering HELOCs or home equity loans, rest assured: The original terms of your loan or credit line stay the same. What might change are the logistics, like where you send your payments (to a new servicer or lender). It’s especially important to keep paying…
Key takeaways Though 529 plans offer the benefit of tax-free gains, they have some drawbacks. Investment options can be limited, and the fees can be high. While you have some flexibility in using unneeded funds, you risk a penalty on non-educational withdrawals. Americans have been slow to embrace 529 college…
What is car insurance? If you’re a first-time car owner, or even if you’ve been on the road for a while, you may not be totally clear on how car insurance works. The types of coverage can be confusing, and there are industry terms that you may not be familiar…
Switching banks can pay off. If you choose wisely, it could make your financial life more convenient and even help you save on fees. What’s more, it can also quite literally pay off with one of the top bank account bonuses available. Bank account bonuses are a promotion some banks offer…
Key takeaways While the Discover it® Student Cash Back and Discover it® Student Chrome are similar, they offer different rewards structures that appeal to different types of cardholders. The Discover it Student Cash Back card offers a higher cash back rate on rotating bonus spending categories. The Discover it Student…
Texas is the top state for domestic in-migration in 2024. While hundreds of thousands of Texas residents moved out of the state, even more people moved in from other states — about 85,000 net new domestic movers, according to U.S. Census data. Texas is clearly a popular destination, so why…
A covered call is an options trading strategy that offers limited return for limited risk. A covered call involves selling a call option on a stock that you already own. By owning the stock, you’re “covered” (that is, protected) if the stock rises and the call option expires in the…
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