Jose Luis Pelaez Inc/Getty Images Key takeaways Short-term loans provide financing with a brief repayment period and often require collateral to obtain. These loans are generally capped at $2,000 and are often used by borrowers who are strapped for cash or who have a low credit score. Loan funds are…
Holiday spending came in at the high end of projected ranges for 2025 despite numerous economic challenges. According to Mastercard, U.S. retail sales (excluding automotive) increased 3.9% year-over-year from Nov. 1 through Dec. 21, 2025. CNBC and the National Retail Federation published a similar increase, reporting holiday sales grew 4.1%…
ljubaphoto/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways The interest rate on a mortgage indicates how much interest you’ll pay for the amount you borrow. The annual percentage rate (APR) is the interest rate plus additional fees and any points. When comparing loan offers, it’s best to compare APRs to…
Christina Zelow Lundquist/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A cash-out refinance replaces your current mortgage with a new, bigger one. The borrower receives the difference between the two balances in cash. The terms of your refinanced mortgage might differ from your original loan, including a new interest…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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VIEW press/Contributor/Getty Images Wells Fargo is a financial institution that offers its customers personal, small business, commercial, corporate and investment banking solutions. There are currently around 5,600 branches and 11,000 ATMs nationwide. Wells Fargo Bank near me You can find a Wells Fargo retail banking…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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The Standard & Poor’s 500 — probably the most popular measure of the stock market’s performance — is sitting right near all-time highs. The S&P 500 index is also perched at one of the highest valuations of all time, indicating that investors are paying a high price for potential future earnings.…
Azri Suratmin/Getty Images Key takeaways If you have full coverage car insurance, which generally includes comprehensive and collision coverage, your scratches and dents are likely covered. Because comprehensive and collision coverage both come with deductibles, it may not always be worth it to file a claim to cover minor damage.…
Image by Getty Images; Illustration by Bankrate Key takeaways Maker and taker fees are what crypto exchanges charge users for providing or removing liquidity from the market. Makers add liquidity to the market and typically pay lower fees, while takers remove liquidity and often pay higher fees. Understanding how these…
This month, many students—including my own kids—are heading back to school. Most of them have a cell phone (or wearable device) on at all times. While it’s a great way for students to keep track of their busy schedules (and check in with Mom and Dad), it also makes them…
Fixed income markets expected the Federal Open Market Committee to cut interest rates on September 17. However, despite emerging conviction that a cut may be coming, bolstered by Jerome Powell’s recent Jackson Hole speech, significant questions remain for monetary policy for the medium term. Will Trump Influence Monetary Policy? The…
California has wildfires, high crime rates and plenty of government regulations. All prompt complaints from residents, but in some circles, complaints about taxes loom even larger. The top tax rate in the Golden State is an eye-watering 14.4%. For a decade, California’s top tax rate hovered at 13.3%. Perhaps even…
It started with Federal Reserve Chair Jerome Powell. When the Fed refused to cut interest rates, President Donald Trump openly discussed whether he should remove the chief central banker. When it looked unlikely that he could fire Powell based on policy disagreements, Trump latched onto the Fed’s $2.5 billion headquarters…
Higher medical costs and insurance premiums are one of the unintended, unexpected effects of the new trade and tariff policies. That’s especially true of prescription drug prices. President Trump said he is committed to reducing prices on prescription drugs. One measure he took is to direct major pharmaceutical manufacturers to…
What could slow the pell-mell stock market advance of artificial intelligence? If there is any pothole ahead, it’s the glitch factor. A host of AI-related screwups is circulating in public and social media. So far, stories about missteps haven’t derailed the AI stock market express, but there is a chance…
The U.S. Department of the Treasury wants to hear from you. The commenting period has opened for the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). Specifically, the GENIUS Act requires public comment to identify innovative or novel methods, techniques or strategies that regulated financial institutions use,…
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