Jose Luis Pelaez Inc/Getty Images Key takeaways Short-term loans provide financing with a brief repayment period and often require collateral to obtain. These loans are generally capped at $2,000 and are often used by borrowers who are strapped for cash or who have a low credit score. Loan funds are…
Holiday spending came in at the high end of projected ranges for 2025 despite numerous economic challenges. According to Mastercard, U.S. retail sales (excluding automotive) increased 3.9% year-over-year from Nov. 1 through Dec. 21, 2025. CNBC and the National Retail Federation published a similar increase, reporting holiday sales grew 4.1%…
ljubaphoto/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways The interest rate on a mortgage indicates how much interest you’ll pay for the amount you borrow. The annual percentage rate (APR) is the interest rate plus additional fees and any points. When comparing loan offers, it’s best to compare APRs to…
Christina Zelow Lundquist/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A cash-out refinance replaces your current mortgage with a new, bigger one. The borrower receives the difference between the two balances in cash. The terms of your refinanced mortgage might differ from your original loan, including a new interest…
Trending
Spotlight This Week
More Articles
Personal Finance
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
Featured Articles
VIEW press/Contributor/Getty Images Wells Fargo is a financial institution that offers its customers personal, small business, commercial, corporate and investment banking solutions. There are currently around 5,600 branches and 11,000 ATMs nationwide. Wells Fargo Bank near me You can find a Wells Fargo retail banking…
Dept Managmnt
2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
Banking
These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
Credit Cards
All News
When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even giant rivals like Coke and Pepsi. Its next test will be withstanding Trump’s tariff shocks. What do you do when 96% of your revenue comes from coconut…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and data. People can, of course, misrepresent or misunderstand either, but without the availability of information, the best of intentions must need move trepidatiously. Or, in less aged parlance, if you…
The ink on the One Big Beautiful Bill is dry, and some of the targeted tax benefits are, well, big. For decades, founders and investors in startups in Silicon Valley and elsewhere have counted on Qualified Small Business Stock (QSBS) treatment if they sell stock issued by their fledgling company,…
The collapse of the plastics treaty talks in Geneva was disappointing, but not surprising. Building global consensus on an issue as complex and politically charged as plastic was always going to be difficult. The more important question is: what happens to all the momentum that’s been building over the last…
Photography by Getty Images Key takeaways Both the Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card* and The American Express Blue Business Cash™ Card offer cash back on eligible purchases, no annual fee and an intro APR offer on purchases. The Bank of America Business Advantage Customized…
In 2000, internet darling Cisco was the world’s most valuable company. Today it’s worth half as much. AI juggernauts like Nvidia and Palantir are driving the tech-bloated S&P 500 today. Buyer beware. Atthe end of the 1990s, there was one narrative on every stock broker’s lips. The so-called world wide…
Three years ago, Facebook parent company Meta agreed to pay a whopping $725 million to settle a class action lawsuit accusing it of making users’ data available without their consent (Meta denied wrongdoing). Payments were finally scheduled to start hitting consumers’ wallets this month, but court filings from last week…
Daxiao Productions/Shutterstock.com Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Having one parent or guardian stay at home to…
The conversations that happen when you gather a group of business leaders often reveal truths about the challenges and opportunities we face right now. At a series of recent CEO breakfasts along New York’s East End of Long Island the themes were clear: Talent and technology are fundamentally changing the…
Key takeaways Debit cards let you pay for things with money in your bank account, while credit cards pay with a line of credit. A debit card can be handy for preventing overspending and interest charges, as well as for withdrawing cash. A credit card can help you build your…
Editor's Pick
