Images by Getty Images; Illustration by Issiah Davis/Bankrate The consequences of a speeding ticket in the Golden State extend far beyond the initial fine. In addition to penalties ranging from $35 to $200, California drivers see their average full coverage car insurance premiums jump by $1,215 per year after a…
Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit Union, Bread…
Key takeaways You can responsibly use a credit card for large purchases if you pay off the balance before it starts accruing interest. Using a credit card to pay for large but predictable expenses — like groceries, travel and appliances — can help you earn rewards and access additional benefits.…
Klaus Vedfelt/Getty Images New technology has changed the way many people get around. Ridesharing has become an incredibly popular transportation option, and that’s especially true in big cities where Uber and Lyft drivers are easy to find. With just your smartphone and a few taps of your finger, you can…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Mutual funds can be a great way to invest for long-term goals such as retirement. There are thousands of mutual funds focused on different asset classes, such as stocks and bonds. Index funds are popular because of their low cost and diversification benefits.…
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Experience with the Program: How Debt Management Helped a First-Time Renter Katie’s journey shows clearly how debt management helped her regain control over…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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If you remember the turmoil of the global financial crisis, hearing that foreclosure activity is up might make your knees weak and palms sweaty. I know I can’t help it. After reading recent reports of climbing foreclosures, I spoke with experts ranging from real estate data companies to non-profit debt…
First came the post-pandemic surge in prices. Then came the fastest jump in interest rates in four decades. Now, Americans are contending with a global trade war and a slowing job market. After five years of one economic headwind after another, it’s no wonder many people feel uneasy about the…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates edged lower again this week, with the 30-year fixed rate averaging 6.26 percent, down from 6.35 percent the previous week, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year ago 52-week…
Key takeaways If your credit card was declined while you were trying to make a purchase, don’t panic — there are several reasons why this could’ve happened, many of which can be resolved quickly. Some common reasons your credit card might be declined include having the card’s credit limit maxed…
Image by GettyImages; Illustration by Bankrate A split decision for home equity rates in the latest week. The $30,000 home equity line of credit rose one basis point to 7.85 percent, according to Bankrate’s national survey of lenders. Meanwhile, the benchmark 5-year $30,000 home equity loan edged down two basis…
Andy Challenger is the person businesses call when it’s time to let workers go. And for the past year and a half, his phone hasn’t stopped ringing. A third-generation outplacement consultant at Challenger, Gray & Christmas — the firm his grandfather founded in the 1960s after his own layoff —…
Wesley Lapointe/For The Washington Post / Getty Images The average Social Security recipient can expect to see a $648 annual raise in 2026. Though the final numbers will not be announced until October 24th, estimates point to the Social Security Administration’s cost-of-living adjustment (COLA) increasing benefits by 2.7 percent starting…
Key takeaways The Bank of America® Travel Rewards credit card offers simplicity and low fees as a travel rewards starter card. The rewards rate and perks aren’t likely to appeal to people with robust travel rewards experience. The card does, however, offer an introductory APR period, which is uncommon among…
Key takeaways Both the Bank of America® Premium Rewards® credit card and the Bank of America® Travel Rewards credit card offer flexible rewards points with multiple redemption options, a base rate of 1.5X points on regular purchases, no foreign transaction fees and a higher rewards potential if you’re a member…
If you have ever changed jobs or you have already started saving for retirement, you have likely encountered both Traditional IRAs and Rollover IRAs. However, these two similar-sounding accounts can play very different roles in your financial future. Knowing how each works can mean the difference between maximizing your tax…
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