Would you be upset if you found out your partner had a credit card you didn’t know about? On the flip side, have you ever fudged the numbers with your spouse about a recent shopping spree? Romantic relationships can come with mixed feelings about money. That’s why we asked more…
Key takeaways An emergency fund helps ensure you can handle unplanned expenses, whether from a job loss or a substantial car repair or medical bill. Saving three to six months’ worth of essential expenses is often recommended, but individual circumstances may require saving more or less. Automating savings and using…
VIEW press/Contributor/Getty Images Wells Fargo is a financial institution that offers its customers personal, small business, commercial, corporate and investment banking solutions. There are currently around 5,600 branches and 11,000 ATMs nationwide. Wells Fargo Bank near me You can find a Wells Fargo retail banking branch near you by using…
Key takeaways Mobile banking alerts detect fraud faster than manual monitoring. The sooner you report unauthorized activity, the greater your chance of full reimbursement under federal law. Low balance alerts help you avoid overdraft fees, which average $26.77 per transaction in 2025, according to Bankrate’s checking account survey. Essential alerts…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Mobile banking apps now offer AI-powered financial insights, biometric security, real-time fraud detection and automated savings tools beyond basic account access. According to Chase, 86% of consumers prefer to use a single app to do their banking. When selecting an app, prioritize security…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Key takeaways There are two main types of student loans: federal and private. Federal student loans are easier to qualify for and have more flexible repayment options than private loans, including far more paths to loan forgiveness. Private student loans may offer lower interest rates with higher loan limits for…
Key takeaways Your required minimum distribution (RMD) amount changes each year based on the IRS’s life expectancy calculation for your age. You calculate your RMD by dividing your year-end account value by the estimated remaining years in your lifetime, as per an IRS table. If you miss the RMD deadline,…
Rolf Bruderer/Getty Images Key takeaways Gap insurance covers the difference between your claim payout and your remaining loan or lease balance if your car is stolen or totaled in a covered claim. Gap insurance is typically less expensive when purchased as a policy endorsement through your insurance company rather than…
Yellow Dog Productions/ Getty Images; Illustration by Austin Courregé/Bankrate You’ve picked out your new car at the dealership and qualified for a car loan, but before you can sign on the dotted line and drive away, the dealer says you need full coverage car insurance. Full coverage car insurance typically…
Driving under the influence of alcohol or drugs is one of the single most expensive mistakes you can make on the road. If you’re charged with a DUI, tickets and fines are only the start of your financial challenges — but the total cost of a DUI can add up…
For years, Americans have heard this mantra: There isn’t enough housing in the United States. The ongoing shortage explains why affordability is such a challenge, and why so many Americans are spending their 30s as renters rather than homeowners. The reality has grown a bit more complicated. As the housing…
This past Thanksgiving weekend saw a record-breaking 203 million shoppers, surpassing the 197 million in 2024, according to the National Retail Federation’s Annual Consumer Survey. Americans are gearing up to do more holiday shopping ahead of the holidays. In a world where consumerism often overshadows sentiment, consumers are looking for…
Faced with sticky inflation and a job market that’s losing steam, many Americans are feeling rattled these days. And when it comes to the year ahead, 32% think their personal finances will worsen in 2026, Bankrate’s recent Financial Outlook Survey found — the highest level of pessimism since 2018, when…
Robo-advisors automate the investing process for you, making it simple to invest in a diversified portfolio of assets — and they cost much less than a typical financial advisor. It’s little wonder that many investors have turned to them, and robo-advisors now manage hundreds of billions of dollars. What a robo-advisor does…
What Is the 4 Gift Rule for Christmas? A Financial Safety Net What the 4-gift rule for Christmas provides is a simple guide that helps keep spending focused, especially during last-minute shopping. The rule encourages giving four types of gifts: something wanted, something needed, something to wear, and something to…
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