Key takeaways Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, making saving money more crucial than ever. Automatic transfers to a high-yield savings account earning around 4% APY can help build emergency funds without extra effort. Cash-back apps and comparison shopping can save…
By Julie Jaggernath If you’ve been spending your time shoveling snow recently, try using it as a chance to think about what money management tips you can learn from the winter weather that has hit many parts of Canada and the USA. While it’s easy to grumble about the inconvenience…
Getty Images/Greg Hinsdale You hear a lot these days about tapping home equity – borrowing against the worth of your home – for cash. Home equity loans and home equity lines of credit (HELOC) have become popular ways for homeowners to access their available equity to pay for expenses like…
If the IRS notifies you of an audit, and you expected a tax return, you probably have a lot of questions. Will you ever get your tax refund? Does the audit automatically stop it? The answer depends on the IRS’s review and whether the items under audit affect the refund…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Key takeaways When you’re just starting out with investing, the thought of getting to your first $100,000 invested can seem daunting. But the power of compound interest means that that first $100,000 will quickly become much more. Understanding the psychological and practical barriers to investing can help you steel yourself…
Key takeaways Online brokers Robinhood and Webull both offer zero-commission trading on stock and ETFs. Neither broker has an account minimum nor offers access to mutual funds, bonds and foreign-exchange trading. Webull may suit investors who want detailed charts and paper trading. Robinhood can be a good fit for more…
Kaewta Suphan/Getty Images Key takeaways The Federal Reserve left interest rates unchanged at its July 30 meeting, signaling that high-yield savings account rates may remain high for some time to come — even if they dip slightly from week to week. Many banks are still offering top-notch yields firmly above…
Key takeaways Redeem points or miles any time you can get the average redemption value or better, especially for premium cabin airfare or during award sales. Make a redemption to extend the life of your rewards if they’re close to expiring. If you’re not interested in earning…
Key takeaways A portfolio loan is a mortgage that a lender creates and retains — keeps in its portfolio — rather than selling in the secondary mortgage market. Portfolio loans sometimes have more flexible credit and financial requirements compared to conforming mortgages, but they also tend to come with higher…
Photography by Getty Images Citi is an advertising partner. Key takeaways Both the Discover it® Cash Back and Citi® Diamond Preferred® Card are good choices for consumers who want to transfer their existing debt to a card offering an intro APR on balance transfers. The Citi Diamond Preferred offers a…
Key takeaways Roth IRAs are powerful retirement tools, but high-earners are not able to contribute directly if their income exceeds a certain threshold. Enter the backdoor Roth IRA: a perfectly legal workaround for high-income individuals to get in on the benefits of a Roth IRA. Setting up a backdoor Roth…
Key takeaways A manufactured home is a prefabricated house that’s built in a factory and then installed on a plot of land. They cost much less than traditionally built homes, so they can be appealing to budget-conscious buyers. But they can be difficult to finance, and their value does not…
Key takeaways The Delta SkyMiles program helps members earn miles that are redeemable for flights to over 1,000 destinations around the world. As part of Delta’s membership in the SkyTeam airline alliance, SkyMiles can be redeemed for flights on Delta as well as other partner airlines — such as Air…
Affordable Summer Party Ideas for Fun and Flair on a Budget When it comes to affordable summer party ideas, the focus is on creative touches that make your event feel special without spending a lot. Choosing the right location is a great place to start. Hosting at home, in your…
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