Key takeaways Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, making saving money more crucial than ever. Automatic transfers to a high-yield savings account earning around 4% APY can help build emergency funds without extra effort. Cash-back apps and comparison shopping can save…
By Julie Jaggernath If you’ve been spending your time shoveling snow recently, try using it as a chance to think about what money management tips you can learn from the winter weather that has hit many parts of Canada and the USA. While it’s easy to grumble about the inconvenience…
Getty Images/Greg Hinsdale You hear a lot these days about tapping home equity – borrowing against the worth of your home – for cash. Home equity loans and home equity lines of credit (HELOC) have become popular ways for homeowners to access their available equity to pay for expenses like…
If the IRS notifies you of an audit, and you expected a tax return, you probably have a lot of questions. Will you ever get your tax refund? Does the audit automatically stop it? The answer depends on the IRS’s review and whether the items under audit affect the refund…
Trending
Spotlight This Week
More Articles
Personal Finance
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
Featured Articles
Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at…
Dept Managmnt
2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
Banking
These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
Credit Cards
All News
If you own your home, whether it’s a stand-alone structure, a condo or mobile home, it’s likely that you have insurance coverage to protect your investment in your property. That insurance covers your buildings and possessions, as well as offering liability insurance. If your home is part of a homeowners…
Catherine Falls Commercial/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Business owners with bad credit can explore online lenders, the U.S. Small Business Administration and Community Development Financial Institutions. Business loans are still available for owners with bad credit, although they may face higher interest rates and fees. Carefully consider all…
Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit…
Key Takeaways Create a realistic monthly budget that accounts for essential expenses. Cut back on non-essential spending and save for emergencies. Pay down high-interest credit card debt first. Monitor your credit and financial habits regularly. Get help from a nonprofit credit counseling agency like ACCC. If you’re trying to…
Key takeaways You should have another policy in effect before canceling your existing coverage to avoid your future car insurance premiums increasing substantially due to a lapse in coverage. If you are recuperating from surgery, embarking on a long vacation or something similar, you may want to suspend your car…
Coinbase is one of the largest and most well-known crypto exchanges, offering a lot of features that traders may find valuable. Crypto-only traders may find Coinbase to be a solid option if they’re using the advanced tier that comes with competitive pricing, though low-level fees have risen lately. Coinbase has…
Image by Getty Images; Illustration by Bankrate Key takeaways The type of marijuana, delivery method and frequency of use may all play a role in how life insurance companies rate life policies for marijuana users. Different life insurance companies may have different policies regarding marijuana use, and some companies may…
One word can sum up the business pulse for August: volatile. While tax cuts from the Big Beautiful Bill and a recovering GDP have boosted business confidence, a stagnantly-high Fed rate, crackdowns on the immigrant labor force and the looming threat of tariffs have economic sentiments in a cautious wobble.…
10’000 Hours/Getty Images Key takeaways There’s no single home insurance company that’s best for everyone. To choose the best home insurance company, consider what’s most important to you in a company, whether that’s customer service, mobile app capabilities, local agent offices or discount options. If you’re having trouble shopping, consider…
Key takeaways You don’t need to be rich, but you do need to be intentional with your financial plans to set your kids up for life. Strategic financial moves early on — like setting up a 529 account or custodial Roth IRA — can lead to decades of compounding growth…
Editor's Pick
