Key takeaways Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, making saving money more crucial than ever. Automatic transfers to a high-yield savings account earning around 4% APY can help build emergency funds without extra effort. Cash-back apps and comparison shopping can save…
By Julie Jaggernath If you’ve been spending your time shoveling snow recently, try using it as a chance to think about what money management tips you can learn from the winter weather that has hit many parts of Canada and the USA. While it’s easy to grumble about the inconvenience…
Getty Images/Greg Hinsdale You hear a lot these days about tapping home equity – borrowing against the worth of your home – for cash. Home equity loans and home equity lines of credit (HELOC) have become popular ways for homeowners to access their available equity to pay for expenses like…
If the IRS notifies you of an audit, and you expected a tax return, you probably have a lot of questions. Will you ever get your tax refund? Does the audit automatically stop it? The answer depends on the IRS’s review and whether the items under audit affect the refund…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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MoMo Productions/Getty Images Key takeaways Both the Bank of America® Customized Cash Rewards credit card and the Blue Cash Preferred® Card from American Express offer excellent rewards-earning opportunities for everyday purchases. These are tiered cash back rewards cards, so you need to keep up with different categories as well as…
Citi is an advertising partner. I’ve been very open about my journey to fight my way out of debt and a bad credit score. One big step I took was applying for the Capital One Platinum Secured Credit Card. Because I used the card wisely, I was able to upgrade…
Inheriting an individual retirement account (IRA) comes with specific tax obligations that can feel overwhelming during an already difficult time. One of the most important requirements to understand is the required minimum distribution (RMD) for an inherited IRA. This determines how much money you must withdraw each year. Unlike traditional…
Headlined by Hurricanes Beryl, Helene and Milton, AccuWeather estimated that more than $500 billion in immediate total damage and long-term economic losses were sustained over the 2024 hurricane season. Unfortunately, the forecaster is also predicting another year of above-average storm frequency and intensity for coastal residents in 2025. While there’s…
If you have money in a Roth IRA, you may be wondering how to move some of it into stocks to maximize your investment potential. This is an important consideration. Choosing to save in a Roth IRA provides significant tax advantages. However, the way you allocate the funds within the…
Key takeaways Online banks typically offer savings rates 5-10 times higher than traditional banks, with top accounts paying over 4 percent APY. Online banks charge fewer fees, with many offering completely fee-free checking and savings accounts. Online banking provides 24/7 account access with advanced mobile features, but lacks physical branch…
Applying discounts to your policy can be one of the most effective ways to save money on your homeowners insurance. Some discounts may not be quite so simple to obtain, installing a new roof, for instance, but others may not require much of you at all. Bankrate’s insurance editorial team…
Carlina Teteris/Getty Images Key takeaways New graduates need checking accounts with no monthly fees, low minimums and strong digital features. Online banks and credit unions typically offer the best graduate bank account options with minimal fees and higher interest rates. Emergency fund building should start immediately alongside choosing the right…
Key takeaways A mortgage rate lock keeps the interest rate on the loan from changing for a certain period of time, ensuring you won’t pay more if rates rise before you finalize the loan. Typically, you can lock your rate for at least 30 days, and in some cases up…
Key takeaways The Capital One Venture X Rewards Credit Card lets users redeem miles for several types of travel, including airfare, hotels and vacation rentals through the Capital One Travel portal. This card also comes with an annual travel credit worth $300 toward Capital One Travel purchases, which can be…
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