Key takeaways Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, making saving money more crucial than ever. Automatic transfers to a high-yield savings account earning around 4% APY can help build emergency funds without extra effort. Cash-back apps and comparison shopping can save…
By Julie Jaggernath If you’ve been spending your time shoveling snow recently, try using it as a chance to think about what money management tips you can learn from the winter weather that has hit many parts of Canada and the USA. While it’s easy to grumble about the inconvenience…
Getty Images/Greg Hinsdale You hear a lot these days about tapping home equity – borrowing against the worth of your home – for cash. Home equity loans and home equity lines of credit (HELOC) have become popular ways for homeowners to access their available equity to pay for expenses like…
If the IRS notifies you of an audit, and you expected a tax return, you probably have a lot of questions. Will you ever get your tax refund? Does the audit automatically stop it? The answer depends on the IRS’s review and whether the items under audit affect the refund…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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The 529 college savings plan is one of the best ways to set aside money for your children’s college education. The plan offers a host of features that make it an attractive option for savers, including sizable tax breaks and deductions just for doing something that’s already valuable for a…
Annuities have long been touted as a way to generate guaranteed income in retirement. But people buy annuities for other reasons too, such as the ability to defer taxes and funnel money into an account with no contribution limits. These are the top reasons why people buy annuities and the…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways A cancelled check or stop payment request prevents funds from leaving your account when someone tries to cash or deposit the check. You must act quickly — banks cannot stop payment on checks that have already been processed or cleared.…
Key takeaways Large-cap stocks typically have market capitalizations above $10 billion, while small-cap stocks generally fall between $300 million and $2 billion. Small-cap stocks may have more growth potential than large-cap stocks, but large caps are often more profitable and more likely to pay a dividend. Both large- and small-cap…
Inflation remains a stubborn foe, according to new consumer price index (CPI) data. Over the past year, the all items index increased 2.7 percent before seasonal adjustment, according to July figures from the U.S. Bureau of Labor Statistics, released Aug. 12. This is unchanged from the June reading of 2.7…
Key takeaways Online lenders are more likely to have accessible loan requirements for startups than bank lenders SBA loans are an option, with the SBA approving thousands of startup business loans per year If you can’t get a business loan, try alternatives like a business credit card, personal loan or…
Tim Grist Photography/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Bank mergers and acquisitions have created today’s largest financial institutions, with deals reaching up to $66 billion in recent years. Capital One completed its $35.3 billion acquisition of Discover in May 2025, creating the sixth-largest U.S. bank by assets. Bank…
Artificial intelligence seems like it’s all the rage these days, so it’s not so surprising that investors would try to use AI to get an edge when it comes to investing. But AI is not an idea that’s limited to well-connected experts. Anyone can buy exchange-traded funds (ETFs) that use…
Photography by Getty Images Key takeaways Both cards have similar welcome offer values and potential rewards earnings for the average spender, but the Prime Visa doesn’t provide intro APR offers or bonus cash back. The Bank of America® Customized Cash Rewards credit card could be more rewarding if your spending…
Key takeaways Secured credit cards usually need a cash deposit to establish your line of credit. The credit limit on a secured card typically matches the deposit amount. Secured credit cards help build credit and can lead to qualifying for an unsecured card with responsible use. When your FICO credit score is in…
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