Key takeaways Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, making saving money more crucial than ever. Automatic transfers to a high-yield savings account earning around 4% APY can help build emergency funds without extra effort. Cash-back apps and comparison shopping can save…
By Julie Jaggernath If you’ve been spending your time shoveling snow recently, try using it as a chance to think about what money management tips you can learn from the winter weather that has hit many parts of Canada and the USA. While it’s easy to grumble about the inconvenience…
Getty Images/Greg Hinsdale You hear a lot these days about tapping home equity – borrowing against the worth of your home – for cash. Home equity loans and home equity lines of credit (HELOC) have become popular ways for homeowners to access their available equity to pay for expenses like…
If the IRS notifies you of an audit, and you expected a tax return, you probably have a lot of questions. Will you ever get your tax refund? Does the audit automatically stop it? The answer depends on the IRS’s review and whether the items under audit affect the refund…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Key takeaways Several types of working capital loans can help cover short-term needs, including term loans, lines of credit, SBA loans and business credit cards. Some working capital loans come with higher interest rates than others. Compare options before making a decision. Long-term loans and business grants are alternatives to…
The pandemic ushered in one of the most unbalanced housing markets in recent memory: Sellers called all the shots, and buyers made all the concessions. Now, for the first time in years, homebuyers have regained some leverage — and, in some places, especially formerly hot markets like Texas and Florida,…
Akirastock/Getty Images: Illustration by Issiah Davis/Bankrate For those looking to open a new checking or one of the best high-yield savings accounts, you’ll find that some banks are currently providing an additional financial incentive for giving your funds a new home — as much as an extra $3,000 for a…
Waiting until age 70 to retire can offer you some clear financial advantages, including maximum Social Security payments and more time for your investments to grow. But even with those benefits and a half-million-dollar nest egg, determining whether you have enough to retire at age 70 will depend on your…
Someone must draw the short straw. And in the case of the One Big, Beautiful Bill’s student-loan-related provisions, that someone appears to be the parents of lower- and middle-income families. The Trump Administration’s massive budget reconciliation bill — law of the land as of July 4 — will reshape how…
Key takeaways Nearly every corner of the country has experienced a surge in home equity since 2020, but homeowners in certain states have experienced more gains than others. West Virginia registered the largest percentage increase in average home equity, rising 450%, while Washington D.C. had the sharpest decline in average…
Key takeaways Sharing a credit card as a couple typically comes in the form of one person getting the card and the other being added as an authorized user. Sharing a credit card this way means that your credit scores are intertwined, so be sure to talk about your spending…
Romona Robbins Photography/Getty Images Key takeaways Buying an RV makes sense if you like taking frequent, spontaneous trips every year. Renting is a good option if you’re planning ahead for a vacation you take every couple of years. If you decide to buy, consider buying used to reduce the purchase…
Real estate agents — whether representing the buyer or the seller — generally earn their income through a percentage of the home’s sale price. Traditionally, sellers have picked up the tab for both their own agent and the buyer’s agent, with total commissions often landing in the 5 percent to…
Key takeaways A cash advance is an option for when you need money in a pinch, but it’ll cost you. You will start accruing interest on your cash advance immediately. To avoid interest piling up, take out only a small amount and pay more than the minimum each month. When…
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