Key takeaways Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, making saving money more crucial than ever. Automatic transfers to a high-yield savings account earning around 4% APY can help build emergency funds without extra effort. Cash-back apps and comparison shopping can save…
By Julie Jaggernath If you’ve been spending your time shoveling snow recently, try using it as a chance to think about what money management tips you can learn from the winter weather that has hit many parts of Canada and the USA. While it’s easy to grumble about the inconvenience…
Getty Images/Greg Hinsdale You hear a lot these days about tapping home equity – borrowing against the worth of your home – for cash. Home equity loans and home equity lines of credit (HELOC) have become popular ways for homeowners to access their available equity to pay for expenses like…
If the IRS notifies you of an audit, and you expected a tax return, you probably have a lot of questions. Will you ever get your tax refund? Does the audit automatically stop it? The answer depends on the IRS’s review and whether the items under audit affect the refund…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Image by Getty Images: Illustration by Bankrate Key takeaways By using the right rewards credit card, you can earn rewards on your train travel. Joining the Amtrak Guest Rewards program allows you to earn even more rewards on train travel. To make the most of your train trip, consider redeeming…
In your 30s, responsibilities pick up. You’re likely to buy your first home and grow your family. Marriage, a mortgage and little mouths to feed can drain your earnings. Even the family dog eats a portion of your paycheck. It’s easy to think that saving for retirement is impossible in…
Key takeaways The Southwest Rapid Rewards® Plus Credit Card comes with the lowest annual fee of all the Southwest cards and earns 2X points on Southwest flights and more. If you already travel with Southwest and don’t want to pay a high annual fee, this card might be the right…
Collision insurance is an optional coverage that helps pay for repairs to your vehicle when you are to blame for a car accident or other damage-causing incident, like hitting a tree or mailbox. Even the safest drivers can lose focus or react poorly when a split-second decision must be made,…
If a car is declared a total loss by an insurance company, that doesn’t mean it’s automatically destined for the scrapyard. While totaled cars are marked as destroyed with a salvage title, that salvage title can be converted to a rebuilt title if somebody repairs the totaled vehicle to make…
Key takeaways To get a lower mortgage payment, you’ll likely need to focus on modifying the principal, interest, taxes or insurance you pay. You might choose to refinance or recast your mortgage to make the monthly mortgage payments more affordable. Addressing your property tax bill or eliminating PMI are other…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Zelle is a way to send and receive money through your bank’s app or mobile banking platform. To use Zelle, you’ll need to bank with one of 2,200 participating banks and credit unions. You can send or receive money in…
Hero Images Inc/Getty Images Key takeaways Cash management accounts often combine savings and checking account features, while money market funds offer ultra low-risk returns. You open a cash management account and use it like a checking or savings account. You buy shares in a money market fund. Look at each…
Key Takeaways The Discover it® Miles is a terrific starter travel rewards credit card if you don’t want to spend much time tracking spending categories or redemption values. Unlike most other travel rewards credit cards, the Discover it® Miles offers a flat-rate rewards structure instead of boosted category rewards and…
The American Express Cash Magnet® Card* is no longer taking new applicants as of September 2024, although existing cardholders can still use the card. Those interested in the American Express Cash Magnet® Card can check out the Blue Cash Everyday® Card from American Express instead. Key takeaways While a 2…
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