Key takeaways Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, making saving money more crucial than ever. Automatic transfers to a high-yield savings account earning around 4% APY can help build emergency funds without extra effort. Cash-back apps and comparison shopping can save…
By Julie Jaggernath If you’ve been spending your time shoveling snow recently, try using it as a chance to think about what money management tips you can learn from the winter weather that has hit many parts of Canada and the USA. While it’s easy to grumble about the inconvenience…
Getty Images/Greg Hinsdale You hear a lot these days about tapping home equity – borrowing against the worth of your home – for cash. Home equity loans and home equity lines of credit (HELOC) have become popular ways for homeowners to access their available equity to pay for expenses like…
If the IRS notifies you of an audit, and you expected a tax return, you probably have a lot of questions. Will you ever get your tax refund? Does the audit automatically stop it? The answer depends on the IRS’s review and whether the items under audit affect the refund…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Americans have amassed $525.1 billion for educational expenses in 529 plans as of December 2024, according to the Education Data Initiative. That amounts to around an average of nearly $31,000 for the estimated 17 million families participating in 529 plans. With so much money on the table and college costs…
Key takeaways A balance transfer can be a helpful tool for paying off high-interest credit card debt interest-free for an extended period of time. It’s essential to research and compare offers from different credit card issuers to find the best balance transfer card for your needs and financial situation. Before…
This page was originally published in late 2024 and reflects the author’s financial decisions during that time. Key takeaways Pairing the Capital One Venture X Rewards Credit Card and the Capital One Savor Cash Rewards Credit Card allows me to earn 50% more miles. I use the Savor card for…
Key takeaways Student loan experts are still fully assessing the One Big Beautiful Bill’s fallouts. One is clear: Not all borrowers who need private loans to fill the funding gap created by new federal borrowing limits will have good enough credit to qualify. Private lenders are exploring new products and…
Viorel Kurnosov/Getty Images Key takeaways Bank account bonuses typically range from $50 to $500, with some premium offers reaching $1,000 or more for business accounts. Most bonuses require meeting specific criteria like minimum deposits, direct deposits or debit card purchases Bankrate tracks the best current bank account bonuses, updated regularly…
Key takeaways The unbanked have no relationship with traditional financial institutions, while the underbanked use banks but rely heavily on alternative financial services. 4.2% of U.S. households are unbanked and 14.2% are underbanked, according to the FDIC’s 2023 survey. High fees, minimum balance requirements and lack of trust are the…
Michael M. Santiago / Staff/Getty Images Key takeaways The Federal Reserve is widely expected to cut its benchmark rate in coming months, and APYs on competitive savings accounts could fall, in turn. For the time being, savers are enjoying APYs that are higher than they’ve been in more than a…
Three years ago, when inflation was rising at the fastest pace in almost half a century, Lori Schkufza could still see the silver-linings. She had a full-time job with benefits as a digital animator. Even though her expenses had grown, her income had increased, too. Now, however, the 38-year-old Buffalo,…
Key takeaways A title company verifies legal ownership and uncovers issues like liens, unpaid taxes or title defects. Title companies also manage escrow, provide title insurance and oversee the closing process. Title company fees and insurance costs vary by state. Buying or selling a home isn’t as simple as exchanging…
Key takeaways The Citi® Diamond Preferred® Card comes with an exceptionally long intro APR offer on balance transfers, making it one of the best balance transfer cards on the market. This card also includes an intro APR offer on purchases, which can be useful if you have a large purchase…
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