Key takeaways Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, making saving money more crucial than ever. Automatic transfers to a high-yield savings account earning around 4% APY can help build emergency funds without extra effort. Cash-back apps and comparison shopping can save…
By Julie Jaggernath If you’ve been spending your time shoveling snow recently, try using it as a chance to think about what money management tips you can learn from the winter weather that has hit many parts of Canada and the USA. While it’s easy to grumble about the inconvenience…
Getty Images/Greg Hinsdale You hear a lot these days about tapping home equity – borrowing against the worth of your home – for cash. Home equity loans and home equity lines of credit (HELOC) have become popular ways for homeowners to access their available equity to pay for expenses like…
If the IRS notifies you of an audit, and you expected a tax return, you probably have a lot of questions. Will you ever get your tax refund? Does the audit automatically stop it? The answer depends on the IRS’s review and whether the items under audit affect the refund…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Key takeaways A real estate broker is a licensed real estate agent who has also completed additional training to earn a broker’s license. Brokers can help buyers and sellers navigate some of the more complex details of real estate, such as zoning and title issues. Real estate brokers can work…
Car insurance rates continue to climb, and drivers are feeling the dent in their wallets year after year. The national average cost of full coverage car insurance climbed 12 percent from 2024 to 2025, leaving many drivers wondering why coverage has gotten so expensive. Most states require drivers to carry…
Key takeaways Trip cancellation and interruption insurance reimburses travelers for prepaid expenses when their trip is canceled or interrupted due to circumstances beyond their control. This coverage only applies in specific situations such as illness, injury, natural disasters or financial defaults by travel providers. Many top travel credit cards include…
Key takeaways Insurance brokers work independently and represent clients, helping them find the best insurance policies to meet their unique needs and budgets. They can explore a broad range of policies from different insurers to find the best fit for their clients’ needs. Brokers typically earn money through commissions and…
Smart Shopping for School Supplies and Clothes Buy only the essentials immediately, and purchase remaining items as last year’s supplies are used up. This approach avoids paying full price for things you don’t immediately need and allows you to take advantage of sales later. Hold off on buying new backpacks,…
Alina Rudya/Bell Collective/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways American Express Membership Rewards points are a popular rewards currency that can be earned through eligible Amex credit cards. These points can be redeemed for travel, gift cards, merchandise, statement credits or transferred to airline and hotel partners for potentially higher…
Regulation Best Interest, or Reg BI, is a series of rules from the Securities and Exchange Commission (SEC) that govern how broker-dealers and financial advisors must treat their customers. Specifically, it says that these entities must act in the best interests of their client — which sounds clear enough —…
Key takeaways It’s a good idea to have more than one credit card, but applying for multiple cards within a short period of time could hurt your credit score. If you apply for too many credit cards within a brief period, issuers might see you as a risky borrower. It’s…
Key takeaways Passive income can help you build wealth in addition to a main job, as a supplement to your retirement savings or even as a full-time gig after a while. Ideally, passive income does not involve any extra work, but you do have choices that involve work upfront and…
Key takeaways Financing an established business can be easier than starting a new venture. Business acquisition loans rely on your personal financial capacity and the historical performance of the business you are purchasing to determine eligibility. Personal funds, seller financing and private equity or venture capital are alternative ways to…
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