Key takeaways Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, making saving money more crucial than ever. Automatic transfers to a high-yield savings account earning around 4% APY can help build emergency funds without extra effort. Cash-back apps and comparison shopping can save…
By Julie Jaggernath If you’ve been spending your time shoveling snow recently, try using it as a chance to think about what money management tips you can learn from the winter weather that has hit many parts of Canada and the USA. While it’s easy to grumble about the inconvenience…
Getty Images/Greg Hinsdale You hear a lot these days about tapping home equity – borrowing against the worth of your home – for cash. Home equity loans and home equity lines of credit (HELOC) have become popular ways for homeowners to access their available equity to pay for expenses like…
If the IRS notifies you of an audit, and you expected a tax return, you probably have a lot of questions. Will you ever get your tax refund? Does the audit automatically stop it? The answer depends on the IRS’s review and whether the items under audit affect the refund…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Investors are always on the hunt for something that can reduce their risks, and more advanced investors often turn to hedges to protect their investments against inflation, the risk of ever-higher prices. Investors often turn to commodities, in particular gold, as an inflation hedge, since it has a long history…
Gemini has something to offer for both big-money cryptocurrency traders, as well as those who are new to the space. Its ActiveTrader trading platform will be valued by professionals, while beginners will be able to learn from educational resources such as its Cryptopedia site. Given the high-risk nature of crypto…
The S&P 500 has had a nice run over the last few years, and the big-name tech stocks that everyone knows — Apple, Microsoft and Nvidia, among others — have led the charge higher. But which stocks may have been unfairly overlooked in that fast-and-furious rally? Below are some timely…
Photography by Getty Images; Illustration by Bankrate Broad form car insurance could be a viable option if you have limited resources, but need an affordable auto insurance policy. It covers you, the driver, specifically, and offers enough coverage to meet the minimum liability requirements in your state and avoid costly…
Bitcoin is legendary for its volatility. The cryptocurrency has soared, plunged and then risen again since it debuted in 2009. In three separate years, the world’s largest cryptocurrency has plummeted more than 60 percent — in fact, once more than 70 percent. But Bitcoin has actually done even worse than that,…
Finding the best car insurance can be tricky, especially when you realize that what’s best for one driver may not be the best for another. In general, it’s best to look for companies that offer extensive coverage options while maintaining a high level of customer satisfaction and a solid financial…
Retirement is a dream for many — a time to relax, travel and pursue hobbies. But the reality can be quite different if you’re not financially prepared. That’s why the fear of outliving your savings is a major concern among retirees. However, with proper planning and discipline, you can make…
Alexander Spatari/Getty Images The old Capital One SavorOne is no more. Welcome to the new Capital One SavorOne Rewards Credit Card. After the old SavorOne became the Capital One Savor Cash Rewards Credit Card in October 2024, it seemed as though the SavorOne’s story might be over. But recently, the…
Key takeaways Many credit cards offer credits and perks that can reduce the costs of airline, baggage, resort and other fees. When planning your vacation, look for cards that can save you from 3 percent to 5 percent by charging no transaction fees on your international purchases. You can also…
President Donald Trump is paving the way for a significant shift in retirement investing by permitting 401(k) plans to include alternative investments like private equity, real estate and digital assets. Trump’s recent executive order1 aims to provide 401(k) participants with greater access to diversified investment opportunities, potentially enhancing retirement outcomes.…
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