Key takeaways Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, making saving money more crucial than ever. Automatic transfers to a high-yield savings account earning around 4% APY can help build emergency funds without extra effort. Cash-back apps and comparison shopping can save…
By Julie Jaggernath If you’ve been spending your time shoveling snow recently, try using it as a chance to think about what money management tips you can learn from the winter weather that has hit many parts of Canada and the USA. While it’s easy to grumble about the inconvenience…
Getty Images/Greg Hinsdale You hear a lot these days about tapping home equity – borrowing against the worth of your home – for cash. Home equity loans and home equity lines of credit (HELOC) have become popular ways for homeowners to access their available equity to pay for expenses like…
If the IRS notifies you of an audit, and you expected a tax return, you probably have a lot of questions. Will you ever get your tax refund? Does the audit automatically stop it? The answer depends on the IRS’s review and whether the items under audit affect the refund…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Key takeaways Clear is a frequent traveler program that uses biometrics for identity verification. An individual Clear Plus membership costs $209 per year, making it the most expensive of the expedited security options. To compare, TSA PreCheck costs as low as $77 (depending on enrollment provider) for five years —…
For more than 30 years, the so-called 4 percent rule — a tidy formula to help retirees figure out how much they can withdraw from their portfolios each year without running out of money — has loomed large in retirement planning circles. But William Bengen, the now 77-year-old retired fee-only financial…
Choosing the right tax professional can make a big difference for your peace of mind. But with so many options — from tax accountants to tax attorneys, certified public accountants (CPAs) to enrolled agents (EAs) and more — it’s not always clear who’s best for your situation. Each type of…
This page was originally published in early 2022 and reflects the author’s advice to a reader during that time. The rest of the article has since been updated. Key takeaways When you’re turned down for the credit card you want, your next step shouldn’t be to immediately apply for it…
Key takeaways Getting the right credit card starts with knowing your credit score, which can help you narrow down options you’re most likely to be approved for. Understanding credit card terms and what you’re looking to get out of a card can further help you compare and decide on a…
RealPeopleGroup/Getty Images: Illustration by Issiah Davis/Bankrate Under Minnesota law, all vehicle owners must purchase car insurance. Because Minnesota is a no-fault state, all auto insurance policies must include personal injury protection along with liability and uninsured motorist coverage. To explain these requirements and offer strategies that might help keep insurance…
Key takeaways The Shop Through Chase program allows cardholders to earn additional Ultimate Rewards points through the portal when they shop at participating retailers. The program offers bonuses ranging from 1X to 15X points per dollar spent on eligible purchases, making it a valuable way to accumulate rewards. Shop Through…
Finding affordable car insurance can feel like an uphill battle. From 2023 to 2025, the national average cost of full coverage car insurance increased by 31 percent, drastically outpacing the rate of inflation and household income growth. Needless to say, drivers everywhere are looking for ways to save money. There…
Photography by Getty Images Key takeaways The top credit card reward programs partner with select airlines and hotels, so you can transfer points and miles from your card directly to your favorite loyalty programs. Occasionally, you can earn bonuses for transferring points and miles from a bank program to a…
Wavebreakmedia/Getty Images Key takeaways An auto loan hardship program can help if you’re facing a financial emergency and need help with your car payments. Eligibility criteria, fees and program options vary by lender. Shop around and weigh your options carefully. If you don’t qualify for an auto loan hardship program,…
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