Same-day car insurance refers to purchasing and activating an insurance policy on the spot, ensuring your vehicle is street-legal and ready to hit the road. The need for same-day car insurance often accompanies exciting life milestones, like buying a new car or starting fresh in a new state. However, it…
Key takeaways The certified financial planner certification is one of the most highly sought-after designations for financial professionals and can add a lot of value to their careers. The CFP certification requires holders to abide by a fiduciary standard, putting their clients’ needs first. A CFP holder must pass an…
Key takeaways Semi trucks can cost from $70,000 to $200,000, making it hard for some businesses to purchase one without a loan The costs of a semi-truck loan include interest, fees, length of repayment and the down payment for the truck. Semi-truck financing interest rates often range from 6 percent…
Pekic/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Debt collectors can pursue old debts with the threat of lawsuit until the statute of limitations expires. The statute of limitation varies by state and debt type. Once the statute of limitations expires, debt collectors can no longer threaten to sue you.…
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Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Voters in Washington State have decided to keep the state’s first-in-the-nation public long term care insurance program. On Tuesday, they…
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It’s now the norm for Americans to file their taxes online — the IRS reports that more than 90 percent of individual tax returns were e-filed in 2023, the most recent data available. Even most professional tax preparers are required to electronically file returns on…
Dept Managmnt
Key takeaways Zombie debt refers to old or expired debts you’ve either forgotten about or never knew about that debt collectors try to…
Banking
It was a close call for a dog named Max when fire raged through his Altadena neighborhood. The brindle-coated Corso mix hid, huddled…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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Key takeaways Frontier Miles, Frontier Airlines’ frequent flyer program, lacks many of the bells and whistles of other airline loyalty programs, such as broad redemption options and the ability to upgrade to premium cabins. However, Frontier Airlines is one of the most affordable carriers for flights with the U.S. and…
Yana Iskayeva/ getty Images Key takeaways The Chase Slate Edge is a popular balance transfer credit card due to its intro APR offer, as well as the fact that it doesn’t charge an annual fee. This card also gives you the chance to see your interest rate drop by 2…
Lost income: If you have to temporarily close your business while repairs are made, equipment breakdown insurance will cover lost business income. Additional expenses: Equipment breakdown will cover additional expenses you might face after a claim, like mandatory inspections. Food spoilage: For food and beverage businesses, equipment breakdown insurance covers…
Key takeaways Online banks usually carry the same FDIC insurance as traditional banks. Because they don’t carry the operating expenses of traditional banks, online banks can offer more competitive APYs and better rewards. Look for online banks with features that protect your data, such as multi-factor authentication, encryption, fraud monitoring…
Roberto Jimenez Mejias/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Homeowners insurance perils are unpredictable events that cause damage to your property. Home insurance typically covers 16 named perils. Commonly excluded perils from home insurance policies include earthquakes, floods, sinkholes, certain types of water damage, wear and tear and intentional…
It’s not always easy finding competitive yields if you own a business. A business certificate of deposit (CD) can be a great way to earn a fixed annual percentage yield (APY) on money you can put into an account for a specified term. This page will provide you with some…
Key takeaways You can use your pet insurance at any licensed specialist or emergency veterinary clinic if your chosen plan works on a reimbursement structure. If your provider offers vet direct pay, you must select a veterinary clinic that accepts direct pay from that provider, which will limit your vet…
Key takeaways A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds, statement credits or autopay settings. If a credit card account with a negative balance is closed, the…
The pandemic fueled a housing boom — a bacchanal characterized by record-low mortgage rates, bidding wars, inventory shortages and skyrocketing prices. Thankfully for buyers, that boom has mostly run its course, as inflation and fast-rising interest rates dampen buyers’ desire. But even though the housing market is returning to normal,…
Key takeaways Different dealerships have certain relationships with the manufacturer, which can significantly impact what they receive for manufacturer wholesale pricing after rebates and incentives. Other dealer situations like appraising trade-ins a certain way, different fees and certain locations can also impact car quotes. Dealerships often charge higher interest rates…
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