3. Take Advantage of Your Bank’s Protection Services Many banks and credit card companies offer valuable tools to help protect you. These include: Fraud monitoring: Your bank may notify you of unusual transactions. Digital card controls: You can often lock your card from your phone if it’s lost or stolen.…
Did you know that when you submit a job application online, it’s probably read and filtered by a robot before a human ever sees it? No, this isn’t Star Wars, folks—just the 21st century job market. And that “robot” is something called an applicant tracking system (ATS). There’s no way…
Tony Anderson/Getty Images Key takeaways An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, including damage from fire and lightning, windstorms and hail, and theft. HO-2 policies may be cheaper since…
When it comes to saving for retirement, there’s a lot to consider. Not only do you have to define your goals and what kind of life you want to live in retirement, but you also have to consider the types of investments to include in your retirement portfolio to help…
Trending
Spotlight This Week
More Articles
Personal Finance
Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
President Trump’s 2026 budget would freeze spending for many services for older adults, deeply cut others, continue his efforts to…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
Featured Articles
urbazon/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Engine failure from normal wear and tear and mechanical problems are generally not covered by car insurance, even if you have full coverage. You may have coverage for engine failure if your warranty is still active or if…
Dept Managmnt
An increase of $125 each month means either changing your spending habits, finding additional income, or increasing your reliance on credit cards, overdrafts,…
Banking
OBSERVATIONS FROM THE FINTECH SNARK TANK JPMorgan Chase notified fintech data aggregators that, starting later this year, it plans to charge for access…
Credit Cards
All News
Life insurance can be an uncomfortable topic, but it’s an important one, particularly if you have dependents or heirs. Making a financial plan for your loved ones can help ensure that they can not only cover your end of life and funeral costs, but handle any outstanding debt. What you…
If you’ve ever been in debt, you’ve probably sat around and daydreamed about what it would be like if someone walked up out of the blue and paid off your debt. How awesome would that be? Maybe your long-lost Uncle George (who you’ve never heard about before) shows up on…
Key takeaways If you’re a homeowner aged 62 or older, a reverse mortgage can help you obtain tax-free income, allowing you to stay in your home, pay bills, supplement your income and more. A reverse mortgage isn’t free money: The borrowing costs can be high, and you’ll still need to…
We’ve all heard the old saying, “Employees leave bosses, not companies.” And it’s true, folks—sometimes having a boss you hate can make or break your work experience. If you’re unhappy in your job, there’s a chance your job isn’t actually the problem. Maybe you’re doing the right thing in the…
Key takeaways Decisions made by the Federal Reserve to increase the benchmark rate do not directly impact auto loans but rather the cost for banks to lend. The higher the Fed sets rates, the higher auto loan rates will likely be. The Fed made its third and final cut of…
If you’re like most people these days, you’ve probably taken a couple personality tests in your time. Whether that’s the Enneagram, Myers-Briggs, Strengths Finder, DiSC, Kolbe or even just a BuzzFeed quiz—the options are nearly endless when it comes to self-discovery and learning more about why you are the way…
Key takeaways The Federal Reserve doesn’t directly set auto loan rates — but it does affect the cost for lenders to borrow money. The Federal funds rate was cut three times in 2024 but has not seen any changes in 2025, so it currently sits at 4.25-4.5 percent. High interest…
New to budgeting and on Baby Step 1? We’re so glad you’re here! This guide will help you start your first monthly budget. Right now, you’re trading the short-term rush of immediate gratification for the peace of financial success over the long term. And that’s hard work. So, keep in…
Witthaya Prasongsin/GettyImages Key takeaways AI is streamlining auto loan approvals and helping dealers close more deals in less time. Platforms like Upstart Showroom and Capital One’s DealerAI are enhancing both back-end operations and the customer experience. Thanks to AI-powered automation, among other tools, dealerships can finalize sales more quickly. Artificial…
Despite the pandemic, 2020 was a strong year for Dave Ramsey and Ramsey Solutions. Once it was clear the virus was not going to be a short term issue, Ramsey, along with his team, managed it like a war. In the end, the company was able to avoid layoffs and…
Editor's Pick
