Key takeaways With the back-to-school shopping season in full swing, families should take every opportunity they can to save money. One way to lower costs is to shop during a tax-free weekend or holiday, if one is offered in your state. To boost your savings further, pair tax-free weekend shopping…
Key takeaways You can maximize cash back earnings on Amazon purchases through a variety of options, including a boosted cash back credit card or Amazon-branded card. Amazon Prime members can also take advantage of free shipping and deep discounts. And don’t forget about the deals you can score on Amazon…
Photography by Getty Images The Discover it® Cash Back (and its student card) have announced bonus categories for Q4 2025, and they should be easy for most cardholders to fully maximize. Once you activate the bonus categories, you’ll earn 5 percent cash back on purchases on Amazon.com and at drugstores…
katleho Seisa/Getty Images Key takeaways Borrowers can prequalify for Bank of America credit cards and avoid taking a hit to their credit score. Prequalifying can increase the chances of getting approved for a card, and strategies such as paying on time and disputing inaccuracies can make prequalification easier to achieve.…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Image by GettyImages; Illustration by Bankrate If you’re rethinking whether to spread the holiday cheer by tipping this year, you might not be alone. Fewer Americans are planning to tip their service providers this holiday season compared to last year — from their housekeepers, trash…
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Experience with the Program: How Debt Management Helped a First-Time Renter Katie’s journey shows clearly how debt management helped her regain control over…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Governance failures rarely announce themselves. They don’t begin with arguments, fines, or hearings. I didn’t expect to see these patterns in a small lakeside community governed by a Home Owners Association (HOA). Yet the familiar signs emerged. They start in the quiet corners where authority meets procedure and where small…
Year-end bonuses can provide a much-needed financial boost, and using that money wisely can make a meaningful difference in your financial health. But deciding whether to put your bonus toward paying down debt or saving can be challenging. Both options offer strong benefits, and the best choice ultimately depends on…
After a run of more than 230 years, the U.S. is done producing the penny. While the death of the little copper coin leaves many feeling nostalgic, producing it simply isn’t worth it for the U.S. Mint at 3.69 cents a pop — an increase of 1.42 cents over the…
Photo from Getty Images / Illustration by Bankrate Key takeaways Linking bank accounts makes it easier to transfer funds, automate savings, split direct deposits and potentially avoid certain fees such as overdraft or maintenance charges. Banks typically use strong security measures to protect your information when accounts are linked, including…
Financial misinformation isn’t new, but today, it’s supercharged. The 24/7 news cycle fueled by social media virality means you’re more likely than ever to consume inaccurate or misleading information every day. Sometimes these narratives, no matter how false, seep into our collective consciousness and give a false impression of our…
Key takeaways Bad credit auto loans are offered by banks, credit unions, online lenders and dealerships. Shop around to find the best deal on an auto loan for your budget and credit profile. If approved, an auto loan can help improve your credit — provided you keep up with the…
Key takeaways An auto loan can make car ownership possible by spreading out the purchase cost over years. It can help you afford a more reliable vehicle and increase your credit score. Auto loans also have their drawbacks, including high monthly payments, financial risk, vehicle depreciation and being stuck with…
A Roth IRA is a tax-advantaged retirement account many people use to build long-term savings, but its rules and benefits can be confusing. Because qualified withdrawals are tax-free, the investments you select inside the account may influence your future retirement income. Whether you are opening your first Roth IRA or…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates dipped this week, with the 30-year fixed rate averaging 6.32%, down from 6.37% the previous week, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year ago 52-week average 52-week low 30-year…
Image: Getty Images; Illustration: Bankrate Minimal movements for home equity rates this Thanksgiving week. The $30,000 home equity line of credit was unchanged, holding at 7.81% for the third week in a row, according to Bankrate’s national survey of lenders. Meanwhile, the benchmark five-year $30,000 home equity loan inched up…
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