Pet ownership can be expensive, with recurring expenses like food, supplies and veterinary care. A rewards credit card can help offset these costs, but finding the right card is tricky since bonus categories typically don’t include everyday pet expenses. Here are some of the better options available to help you…
Carlina Teteris/Getty Images With so many rewards cards strategies to consider — like bonus categories, travel points and miles valuations and more — some cardholders opt to go the simpler route. A flat-rate cash back card lets you earn a consistent, unlimited rewards rate for every purchase you make. Redemption…
Key takeaways With the back-to-school shopping season in full swing, families should take every opportunity they can to save money. One way to lower costs is to shop during a tax-free weekend or holiday, if one is offered in your state. To boost your savings further, pair tax-free weekend shopping…
Key takeaways You can maximize cash back earnings on Amazon purchases through a variety of options, including a boosted cash back credit card or Amazon-branded card. Amazon Prime members can also take advantage of free shipping and deep discounts. And don’t forget about the deals you can score on Amazon…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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A non-qualified stretch annuity extends the payout of an inherited annuity over time, rather than receiving the full amount in a single lump sum. While qualified annuities (such as those within IRAs or 401(k)s) are subject to strict rules under the SECURE Act, non-qualified annuities,…
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Experience with the Program: How Debt Management Helped a First-Time Renter Katie’s journey shows clearly how debt management helped her regain control over…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Hinterhaus Productions/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Secured lines of credit require collateral. Unsecured business lines of credit do not require collateral, but a personal guarantee may be needed. Consider business needs, qualifications, credit score and assets when choosing a line of credit. According to the 2024…
damircudic/Getty Images; Illustration by Richard Tran/Bankrate Keeping track of average personal loan rates can give you an idea of how much you’ll pay for a personal loan for debt consolidation, home improvement, emergencies or any other financial goal that requires quick funding with a fixed monthly payment. The average is…
Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you manage it plays a big role in how it impacts your finances. Bad debt is usually high-interest credit cards that quickly accrue interest if you only make minimum…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates reversed course to edge lower this week, with the 30-year fixed rate averaging 6.29%, down from 6.31% the previous week, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year ago 52-week…
Shock. Anger. Shame. And finally, hopelessness. The emotions that follow a car repossession can be overwhelming, but they often converge into one lingering question: “What do I do now?” As an insurance agent in 2009, I received this call more times than I can count, as the Great Recession resulted…
Selena Cooper, 25, is a federal worker in South Carolina. After the government shut down on Oct. 1, the office where she works was closed, and her paychecks stopped coming through. It didn’t take long before she found herself with an overdraft balance on her checking account and $4,000 in…
When Whitney Catalano filed for Chapter 7 bankruptcy in 2022, she was self-employed, living in an apartment she couldn’t afford and carrying $60,000 in credit card and personal loan debt. For her, bankruptcy looked like freedom. “I felt very overwhelmed by money,” she says. “I wanted to clear myself of…
Image: Getty Images; Illustration: Bankrate More relief for home equity rates in the latest week. The $30,000 home equity line of credit fell one basis point to 7.81%, according to Bankrate’s national survey of lenders, its lowest level in two years. Meanwhile, the benchmark 5-year $30,000 home equity loan dropped…
The job market shouldn’t feel as broken as it does right now – and the data backs that up. The U.S. economy grew by the fastest pace in nearly two years last quarter, the stock market is on a tear and unemployment is still relatively low. Usually, that should mean…
Dougal Waters/Getty Images Key takeaways Preapproval for a Wells Fargo credit card involves a soft credit check to assess eligibility without affecting your credit score. Wells Fargo offers a prequalification tool through its website, but you can also find credit card preapprovals through your online portal, email or mail. To…
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