Key takeaways Decisions made by the Federal Reserve to increase the benchmark rate do not directly impact auto loans but rather the cost for banks to lend. The higher the Fed sets rates, the higher auto loan rates will likely be. The Fed made its third and last rate cut…
Key takeaways The Federal Reserve doesn’t directly set auto loan rates — but it does affect the cost for lenders to borrow money. The Federal funds rate was cut for a third and final time in 2025 and was not changed in the first meeting of 2026, so it currently…
The holiday season is a time filled with joy, celebration, and, often, a lot of expenses. As the festivities wind down, many find themselves facing the reality of depleted bank accounts, credit card debt, and the daunting task of rebuilding their financial safety nets. An emergency fund serves as a…
Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at least as bad as physical…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Your credit card APR can go up if the prime rate changes, you paid your credit card bill late, your intro APR offer ended or your credit score dropped. If your APR increases, you can work on paying down your balance or transfer…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Key takeaways Thanks to its generous cash back rates, the Chase Freedom Flex® can potentially earn you more than the Citi Double Cash® Card. Additionally, the Chase Freedom Flex offers the same welcome bonus as the Citi Double Cash offers — but with a much lower spending requirement. Still, rotating…
Key takeaways College costs have been climbing fast over the last two decades, putting more pressure on families to weigh both affordability and the long-term value of attending college. Bankrate’s study found small college towns, such as Champaign, Ill. and Blacksburg, Va., deliver the best mix of lower living costs,…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell this week, with the 30-year fixed rate averaging 6.38 percent, compared to 6.55 percent the previous week, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year ago 52-week average 52-week…
Image by GettyImages; Illustration by Bankrate Last week’s HELOC spike was short-lived. The average rate on a $30,000 home equity line of credit fell 80 basis points to 8.10 percent, back to the level it was two weeks prior, according to Bankrate’s national survey of lenders. The rise and fall…
Key takeaways The Capital on Tap Business Credit Card offers high credit limits, no annual fee, speedy approval and cash back rewards. The card is only available to businesses with good credit, at least six months of activity and a minimum yearly revenue of $30,000. While the rewards and credit…
Delmaine Donson/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Lengthy credit card balance transfer offers can mean the difference between paying hundreds in interest and paying nothing at all. Balance transfer cards with 21-month intro periods can help you pay off debt, but they carry few benefits beyond the…
Key takeaways Credit card fraud is on the rise, but there are many systems in place to protect your identity and your finances. The Fair Credit Billing Act limits liability to $50 if you report the fraudulent charges within 60 days of receiving your statement. Many credit card companies offer…
Key takeaways Understanding what not to say when selling a home can help you maintain bargaining power and secure a higher price. It’s best to let your real estate agent do the talking when possible, to avoid revealing information that might negatively impact the sale. However, there is some information…
Key takeaways The trend toward flat personal income tax rates has accelerated over the past few years, with eight states switching to a flat tax since 2023 (including Kansas and Ohio, which will have flat rates after 2025). States are moving to flat-rate income tax structures to cut taxes, increase…
Key takeaways You can legally buy property when you reach the age of majority, or the age at which you are legally considered an adult. However, that age differs by state — in most states, the age of majority is 18, but in a few it’s older. Even once you’re…
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