The holiday season is a time filled with joy, celebration, and, often, a lot of expenses. As the festivities wind down, many find themselves facing the reality of depleted bank accounts, credit card debt, and the daunting task of rebuilding their financial safety nets. An emergency fund serves as a…
Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at least as bad as physical…
Sixty percent of Americans under age 65 — that’s about 164.7 million people — receive their health insurance through their employer, according to a Kaiser Family Foundation analysis. That means losing a job can feel like a one-two punch: the loss of both income and health insurance. Then comes the…
Would you be upset if you found out your partner had a credit card you didn’t know about? On the flip side, have you ever fudged the numbers with your spouse about a recent shopping spree? Romantic relationships can come with mixed feelings about money. That’s why we asked more…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Images by Getty Images; Illustration by Hunter Newton/Bankrate A construction loan is a short-term, high-interest loan used to finance building a home. Funds are paid out in phases over the course of construction and typically cover land, materials, contractor labor and permits. They tend to…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Even though I have enough saved for early retirement, I still worry. As someone with lifelong chronic conditions, I know all too well how healthcare costs can creep up, even when everything else seems under control. Medical debt is one of the sneakiest ways financial stress shows up in people’s…
Although Capital One is one of the largest banks in the U.S., as measured by total assets, it has fewer than 300 branches in just a handful of states. Nonetheless, Capital One makes it easy to access your cash with more than 70,000 fee-free ATMs across the country. Capital One…
PNC Bank is one of the largest banks operating in the U.S. It offers a full suite of retail, commercial and small-business products. PNC Bank has around 2,200 branches across 27 states and Washington, D.C. Its customers can also access nearly 60,000 in-network ATMs. PNC Bank near me You can…
Hispanolistic/ Getty Images Key takeaways The Delta SkyMiles® Gold American Express Card is a solid choice for travelers who want some basic Delta perks with a more manageable annual fee. The Delta SkyMiles® Platinum American Express Card offers frequent Delta flyers more benefits plus the ability to earn Medallion Status…
Investors have many ways to gain exposure to gold, from directly purchasing gold bullion to more indirect methods like owning shares of public mining companies. While some funds invest directly in the physical metal, others manage a portfolio of gold-related stocks. To get in on the action, the most efficient…
I’m a credit cards editor, and for most of my youth, I was afraid of credit cards. To be fair, it can be good to have a healthy dose of caution when it comes to credit cards. Used irresponsibly, they can harm your creditworthiness and make it challenging to finance…
wera Rodsawang/GettyImages; Illustration by Bankrate Options can be a blast, allowing you to make many times your money in a short period. But getting familiar with how options trading works can take some time – and if you’re using real money, it can be expensive. That’s where options simulators can…
Key takeaways There are four broad types of credit cards to choose from depending on your goals: credit-building cards, balance transfer cards, low-interest cards and rewards cards. To find the right credit card, start by checking your credit score, analyzing your spending habits and thinking about your financial goals by…
If you’re wondering how to invest in the financial sector, exchange-traded funds (ETFs) can be a simple way to get started. ETFs that focus on the financial sector invest in companies that are involved in different areas of finance such as banking, insurance, real estate and investment management. You…
Key takeaways Capital One Venture Rewards Credit Card cardholders can earn a generous welcome bonus, elevated rewards on hotels and rental car purchases through Capital One Travel and a flat 2X miles on other purchases. The Discover it® Miles comes with a nice flat rewards rate, an excellent introductory APR…
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