The holiday season is a time filled with joy, celebration, and, often, a lot of expenses. As the festivities wind down, many find themselves facing the reality of depleted bank accounts, credit card debt, and the daunting task of rebuilding their financial safety nets. An emergency fund serves as a…
Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at least as bad as physical…
Sixty percent of Americans under age 65 — that’s about 164.7 million people — receive their health insurance through their employer, according to a Kaiser Family Foundation analysis. That means losing a job can feel like a one-two punch: the loss of both income and health insurance. Then comes the…
Would you be upset if you found out your partner had a credit card you didn’t know about? On the flip side, have you ever fudged the numbers with your spouse about a recent shopping spree? Romantic relationships can come with mixed feelings about money. That’s why we asked more…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Images by Getty Images; Illustration by Hunter Newton/Bankrate A construction loan is a short-term, high-interest loan used to finance building a home. Funds are paid out in phases over the course of construction and typically cover land, materials, contractor labor and permits. They tend to…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Image by GettyImages; Illustration by Bankrate A split decision for home equity rates in the latest week. The $30,000 home equity line of credit rose one basis point to 7.85 percent, according to Bankrate’s national survey of lenders. Meanwhile, the benchmark 5-year $30,000 home equity loan edged down two basis…
Andy Challenger is the person businesses call when it’s time to let workers go. And for the past year and a half, his phone hasn’t stopped ringing. A third-generation outplacement consultant at Challenger, Gray & Christmas — the firm his grandfather founded in the 1960s after his own layoff —…
Wesley Lapointe/For The Washington Post / Getty Images The average Social Security recipient can expect to see a $648 annual raise in 2026. Though the final numbers will not be announced until October 24th, estimates point to the Social Security Administration’s cost-of-living adjustment (COLA) increasing benefits by 2.7 percent starting…
Key takeaways The Bank of America® Travel Rewards credit card offers simplicity and low fees as a travel rewards starter card. The rewards rate and perks aren’t likely to appeal to people with robust travel rewards experience. The card does, however, offer an introductory APR period, which is uncommon among…
Key takeaways Both the Bank of America® Premium Rewards® credit card and the Bank of America® Travel Rewards credit card offer flexible rewards points with multiple redemption options, a base rate of 1.5X points on regular purchases, no foreign transaction fees and a higher rewards potential if you’re a member…
If you have ever changed jobs or you have already started saving for retirement, you have likely encountered both Traditional IRAs and Rollover IRAs. However, these two similar-sounding accounts can play very different roles in your financial future. Knowing how each works can mean the difference between maximizing your tax…
Key takeaways You can make your mortgage payment through your lender’s website or mobile app, in person, by mail or over the phone. If you’re worried about remembering to make payments each month, setting up automated withdrawals can be a good solution. There are options for paying off your mortgage…
Key takeaways APR reflects the total annual cost of a personal loan, including both fees and interest. Many lenders state their APR online to make it easier to compare before you apply. Your APR will be based on your credit score, income and other financial factors. The annual percentage rate,…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The draw period is the initial phase of a home equity line of credit (HELOC), during which you can withdraw funds up to your credit limit. The draw period typically lasts up to 10 years. During this time, you’re usually required…
The decision of which debt to start paying off first is a personal one, but starting with high-interest debt is generally considered the most beneficial. This includes credit cards, which often have the highest interest rates, auto loans and personal loans. From there, you’ll need to choose whether you want…
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