Images by Getty Images; Illustration by Issiah Davis/Bankrate The consequences of a speeding ticket in the Golden State extend far beyond the initial fine. In addition to penalties ranging from $35 to $200, California drivers see their average full coverage car insurance premiums jump by $1,215 per year after a…
Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit Union, Bread…
Key takeaways You can responsibly use a credit card for large purchases if you pay off the balance before it starts accruing interest. Using a credit card to pay for large but predictable expenses — like groceries, travel and appliances — can help you earn rewards and access additional benefits.…
Klaus Vedfelt/Getty Images New technology has changed the way many people get around. Ridesharing has become an incredibly popular transportation option, and that’s especially true in big cities where Uber and Lyft drivers are easy to find. With just your smartphone and a few taps of your finger, you can…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Mutual funds can be a great way to invest for long-term goals such as retirement. There are thousands of mutual funds focused on different asset classes, such as stocks and bonds. Index funds are popular because of their low cost and diversification benefits.…
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Experience with the Program: How Debt Management Helped a First-Time Renter Katie’s journey shows clearly how debt management helped her regain control over…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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wera Rodsawang/GettyImages; Illustration by Bankrate Options can be a blast, allowing you to make many times your money in a short period. But getting familiar with how options trading works can take some time – and if you’re using real money, it can be expensive. That’s where options simulators can…
Key takeaways There are four broad types of credit cards to choose from depending on your goals: credit-building cards, balance transfer cards, low-interest cards and rewards cards. To find the right credit card, start by checking your credit score, analyzing your spending habits and thinking about your financial goals by…
If you’re wondering how to invest in the financial sector, exchange-traded funds (ETFs) can be a simple way to get started. ETFs that focus on the financial sector invest in companies that are involved in different areas of finance such as banking, insurance, real estate and investment management. You…
Key takeaways Capital One Venture Rewards Credit Card cardholders can earn a generous welcome bonus, elevated rewards on hotels and rental car purchases through Capital One Travel and a flat 2X miles on other purchases. The Discover it® Miles comes with a nice flat rewards rate, an excellent introductory APR…
Alberto Bogo/Getty Images Fractional shares allow investors to purchase a stock or ETF with almost any amount of money, which means you don’t have to wait until you can afford to buy a full share of a high-priced stock like Costco or Meta to add it to your portfolio. The…
Jonathan Weiss/Shutterstock Major student loan servicers have exited their contracts with the United States Department of Education over the past several years. The loans previously with these servicers were transferred to other companies that have maintained contracts with the Department of Education to service repayment. If your student loan was…
Xinhua News Agency/Contributor/Getty Images Stock market volatility can pop up at any time, potentially causing portfolio losses when you least expect it. Stubbornly high inflation and the impact of newly imposed tariffs could lead to an economic slowdown at some point. Defensive ETFs can help limit risk in your portfolio…
A credit counseling agency is an organization that offers advice and assistance to people who are having trouble managing their debt. When you sign up, a credit counselor will analyze your case and work on your behalf to negotiate with your creditors. You can meet with them in person, online…
Kerkez/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Home improvement loans are personal loans by another name, lent by banks, credit unions and online lenders. Renovation loan requirements typically focus on your credit, debt-to-income ratio and other key financial factors. Before you borrow a home improvement loan, consider the…
Key takeaways Treasury bonds are government securities that pay a fixed interest rate every six months. A Treasury bond’s coupon rate – or interest paid – stays fixed for the life of the bond, but the bond’s price can change if traded on the market. Treasury bonds are considered…
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