Would you be upset if you found out your partner had a credit card you didn’t know about? On the flip side, have you ever fudged the numbers with your spouse about a recent shopping spree? Romantic relationships can come with mixed feelings about money. That’s why we asked more…
Key takeaways An emergency fund helps ensure you can handle unplanned expenses, whether from a job loss or a substantial car repair or medical bill. Saving three to six months’ worth of essential expenses is often recommended, but individual circumstances may require saving more or less. Automating savings and using…
VIEW press/Contributor/Getty Images Wells Fargo is a financial institution that offers its customers personal, small business, commercial, corporate and investment banking solutions. There are currently around 5,600 branches and 11,000 ATMs nationwide. Wells Fargo Bank near me You can find a Wells Fargo retail banking branch near you by using…
Key takeaways Mobile banking alerts detect fraud faster than manual monitoring. The sooner you report unauthorized activity, the greater your chance of full reimbursement under federal law. Low balance alerts help you avoid overdraft fees, which average $26.77 per transaction in 2025, according to Bankrate’s checking account survey. Essential alerts…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Mobile banking apps now offer AI-powered financial insights, biometric security, real-time fraud detection and automated savings tools beyond basic account access. According to Chase, 86% of consumers prefer to use a single app to do their banking. When selecting an app, prioritize security…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Dougal Waters/Getty Images Key takeaways First-time car buyer programs offer flexible qualification requirements and other incentives to make it easier for those with little or no credit history to finance their first car purchase. These programs typically have eligibility criteria such as being at least 18 years old, providing proof…
PBNJ Productions/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Several emergency loan types, including personal loans and credit card advances, can fund urgent needs quickly — in some cases within one business day. Payday loans and title loans should be used as a last resort since they come with…
Buy now, pay later (BNPL) as a payment option is available seemingly everywhere. From department stores to airline tickets, you can make payments on small and large purchases with the convenient payment model. But as simple as it seems, buy now, pay later can be a slippery slope if you…
Key takeaways Private student loans may offer higher borrowing limits and potentially lower interest rates compared to federal loans, but they lack benefits like income-driven repayment plans and loan forgiveness. Private student loans may also be tax deductible, but they can carry the risk of potentially not being discharged in…
Key takeaways Car insurance companies have the right to not offer standard coverage to drivers with serious or numerous infractions on their driving record. Some standard car insurance companies may offer coverage to high-risk drivers, but more often you will need to get a policy from a carrier specializing in…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates were unchanged this week, with the 30-year fixed rate again averaging 6.30%, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year ago 52-week average 52-week low 30-year 6.30% 6.32% 6.94% 6.68%…
When unexpected expenses pile up and the emergency fund runs dry, where can you turn for money? For many people, their biggest stash of savings is hidden away in retirement plans, such as IRAs and 401(k)s. But if you withdraw money from a 401(k) or IRA before turning 59½, generally…
Roth IRAs allow your savings to grow tax free and allow tax free withdrawals in retirement. Your income determines whether you can contribute and how much you can add. The IRS sets annual income limits based on your tax filing status. These limits decide whether you can make a full…
Key takeaways Technology is making it easier for scammers to defraud consumers out of billions of dollars with different schemes. Lenders that guarantee loan approvals for an upfront fee are likely personal loan scammers. Consumers with lower incomes and poor credit are more likely to be targeted by scammers. If…
Hiya Images/Corbis/Getty Images Key takeaways A checking account is for managing your day-to-day finances, such as paying bills, making debit card transactions and writing checks. A savings account is for storing funds for emergencies or short-term goals, and the money typically earns a modest amount of interest. An effective money…
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