Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit Union, Bread…
Key takeaways You can responsibly use a credit card for large purchases if you pay off the balance before it starts accruing interest. Using a credit card to pay for large but predictable expenses — like groceries, travel and appliances — can help you earn rewards and access additional benefits.…
Klaus Vedfelt/Getty Images New technology has changed the way many people get around. Ridesharing has become an incredibly popular transportation option, and that’s especially true in big cities where Uber and Lyft drivers are easy to find. With just your smartphone and a few taps of your finger, you can…
Pet ownership can be expensive, with recurring expenses like food, supplies and veterinary care. A rewards credit card can help offset these costs, but finding the right card is tricky since bonus categories typically don’t include everyday pet expenses. Here are some of the better options available to help you…
Personal Finance
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
Featured Articles
A stretch annuity lets a beneficiary receive inherited annuity payments over an extended period rather than all at once. Spreading payments over time can create a steadier income stream and may limit how much taxable income is recognized each year. The remaining balance continues to…
Dept Managmnt
Experience with the Program: How Debt Management Helped a First-Time Renter Katie’s journey shows clearly how debt management helped her regain control over…
Banking
These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
Credit Cards
All News
Image by GettyImages; Illustration by Bankrate Home equity line of credit (HELOC) rates have dipped to levels not seen since March 2023. The $30,000 home equity line of credit fell eight basis points to 7.82%, according to Bankrate’s national survey of lenders. Meanwhile, the benchmark 5-year $30,000 home equity loan…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates reversed course to edge higher this week, with the 30-year fixed rate averaging 6.31 percent, up from 6.25 percent the previous week, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year…
Daniel Acker/Bloomberg via Getty Images Key takeaways Most banks are closed on the 11 holidays when the Federal Reserve is closed. You can usually find alternative ways to bank when your bank isn’t open. A bank holiday, like a weekend, can affect how long it takes for funds from a…
Congratulations, you left that old job behind! Everything is in front of you now. Well, except for that old 401(k). Don’t forget about that because that is your future, and you need to keep a close eye on it. Unfortunately, bringing your 401(k) along isn’t as easy as cleaning out…
28% of working women are leaving free money on the table that could set back their retirement
A larger share of women than men aren’t saving for the future and could miss out on hundreds of thousands of dollars over their lifetime as a result, a Bankrate national opinion poll found. Bankrate’s retirement savings survey found that more than a quarter of women (28%) working full-time, part-time…
Cassandra Gucwa was crying in frustration in her office closet shortly after her employer was acquired by a larger conglomerate in 2012. Hundreds of employees were now mixing into her workspace, and the vibe in the office shifted from collaborative to competitive. “It was just so difficult to work your…
Building wealth is hard. For women, it’s even harder. Women typically earn less than men. When trying to move up, many find that bias is still the norm in many corners of the American workplace. They’re more likely to take breaks from work or shift to lower-paying jobs to raise…
Key takeaways Discover’s rotating cash back categories offer cardholders the chance to earn 5 percent back (after activation) on up to $1,500 combined spending on qualifying purchases each quarter (then 1 percent). Categories tend to align with seasonal themes and common spending patterns. Each of the rotating categories cards also…
The median age of first-time homebuyers has risen to 40 — the highest it has ever been, according to new data from the National Association of Realtors.It’s not as though first-time homebuyers needed any more bad news, but that’s what they got with this dreary statistic, which tops last year’s…
Dear Abby, You probably won’t earn as much money as a man who does the same work for most of your career. I know this makes you mad. It makes me mad, too. This gender pay gap has been a problem in America for decades. Women earned 61 cents for…
Editor's Pick








































