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Images by Getty Images/Illustration by Hunter Newton/Bankrate In 2024, three Federal Reserve rate cuts spurred declining yields on many deposit…
Credit card interest rates resumed dropping in the second half of 2025, closing out the year at 19.7%, about a…
Everything Americans thought they knew about personal finance was upended when the Federal Reserve started aggressively hiking interest rates to…
Homeowners tapping their equity in 2026 should expect borrowing to get more affordable, with rates reaching their lowest levels since…
Returns on certificates of deposit (CDs) saw gradual declines in 2025, before and after three Federal Reserve rate cuts in…
Top yields for savings and money market accounts are expected to continue the downward slide in 2026. Still, top savings…
Key takeaways A high credit score and income are crucial to qualifying for the lowest rates on a personal loan.…
Dougal Waters/Getty Images Key takeaways First-time car buyer programs offer flexible qualification requirements and other incentives to make it easier…
PBNJ Productions/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Several emergency loan types, including personal loans and credit card…
Key takeaways Private student loans may offer higher borrowing limits and potentially lower interest rates compared to federal loans, but…