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Photography by Getty Images Raising kids isn’t cheap. But one silver lining of your expenses increasing is that your credit…
Logos by Ally Bank and Marcus by Goldman Sachs; Illustration by Hunter Newton/Bankrate Ally Bank and Marcus by Goldman Sachs,…
Key takeaways You can calculate discretionary income using a simple formula, and that allows you to prepare for payment changes…
When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after…
Key takeaways Claiming Social Security at 62 cuts your monthly check by up to 30 percent, while waiting until 70…
Key takeaways Annuities provide steady income and can complement Social Security and pensions in retirement. Each annuity type has trade-offs,…
Drazen Zigic / Shutterstock While on duty, members of the military are protected by the Servicemembers Civil Relief Act (SCRA),…
shapecharge/Getty Images; Illustration by Issiah Davis/Bankrate You’ve carefully planned for retirement and secured a steady stream of income with an…
Dan Coplan/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways An FHA cash-out refinance lets you borrow against the equity in…
We Are/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways It’s possible to qualify for a loan with a 550 credit…